is led by lifelong business professional Ryan K. Craig

with 20+ years of leadership, sales, operational experience

and over a decade as an active small business owner.

We don’t offer theory.

We offer solutions built from real-world experience.

We want to help you:

Build Your Own Business.

Get to know Ryan HERE

We use the same systems and strategies in our own businesses that we bring to our clients.

Real Experience.

Real Results.

B. Your Own B. Consulting Services

Save Money on Credit Card Processing & Build a Smarter, More Efficient Business

We help small business owners lower their processing fees and reinvest the savings into better systems, technology, and automation.

Get Your Free Proceessing Fee Review

A Smarter Way to Improve Your Business

We take a simple, practical, step-by-step approach

to make your business more profitable and easier to run.

We start with a free review of your current credit card processing to identify:

Hidden fees
Overcharges
Better pricing options

This often creates immediate monthly savings.

Instead of letting those savings disappear, we help you reinvest part of them into:

Better systems
Better tools
Better workflows

So your business starts running smoother and smarter.

Through an ongoing partnership, we:

Simplify operations
Improve processes
Implement automation and AI
Reduce stress and wasted time

The goal: A business that supports your life - not one that consumes it.

How We Help You Build A Better Business

Merchant Services Optimization

If you currently accept credit cards, you may be paying far more than you should.

We:

Review your current processing statement
Identify hidden fees and overcharges
Provide better pricing and better service

This often results in immediate monthly savings

Monthly Business Partnership

Once you’re saving money, we work together to systematically improve how your business runs.

This includes:

Process and workflow improvement
Technology upgrades (software + hardware)
Automation and AI implementation
System integration and simplification
Ongoing strategy and support

This is a hands-on, long-term partnership — not generic advice.

Ongoing Technology, Systems & AI Implementation Support

We don't just sell you and forget you, when you chose B.Y.O.B. you gain a "Technology & Operations Partner"

We help you:

Choose the right tools (not more tools)
Connect systems so they work together
Automate repetitive tasks
Use modern technology and AI to save time and reduce stress

These services are typically delivered as part of the monthly partnership, not as random one-off projects.

Ryan Craig, owner of B. Your Own B. Consulting Services, is a true partner for all your business needs. Whether it is to work with Ryan for your merchant service needs or to integrate and automate technology processes, his expertise will guide your business to better efficiency. Leaving you precious time to work ON your business instead of IN your business. I benefitted from his technology acumen to streamline processes for a co-working space I managed. Ryan made me feel confident in the decisions I was making at every step of the way which meant a user-friendly experience for all my customers. I recommend Ryan Craig without reservation!

Dawn Whalen - CT